Broker Check

Navigating Your Financial Future

Customized Wealth Strategies for Every Stage of Life

Planning for retirement can be a long and complex process, and effective financial planning and preparation should occur through every stage of your adult life. At Hoyt, Lewis & Associates, our financial planning process seeks to ensure that you seamlessly transition through the different financial phases of your lifetime, driven by the goal of helping you comfortably retire when you’re ready.

Accumulation

At this stage we adjust financial plans as goals change during significant transitions and events such as marriage, buying a home, raising children, advancing careers and more.

Pre-retirement

We provide guidance and refine strategies through financial decisions likely to rise in peak earnings and career-potential phases of life, where mortgage and debts are nearly paid off and children’s education finished. We place an emphasis on refining strategies according to what is needed to retire based on your life goals.

Retirement

Our attention focuses on helping to maintain desired lifestyles — such as travelling more or pursing passions — and we manage investments effectively throughout retirement.

Legacy

We deploy ways of transferring wealth to the next generation, minimizing the impact of estate settlement costs and taxes, and leaving a legacy by giving back to loved ones and the community.